Steps to Take Immediately After an Accident
Being injured in a car accident can be overwhelming, but taking the right steps can help protect your health, insurance claim, and legal rights. Whether dealing with medical expenses, vehicle damage, or lost wages, knowing what to do can make a significant difference in securing fair compensation.
Move to a safe place and call 911
If possible, move your vehicle to a safe place to prevent further damage or injuries. Turn on your hazard lights to alert other drivers. Call 911 to report the accident and request emergency services if anyone is injured.
Exchange information with the other driver
Gather the following details:
- The other driver’s name, contact details, and insurance information
- License plate number and vehicle make and model
- Contact information for any witnesses
Do not admit fault or discuss details beyond exchanging insurance information.
Take pictures and document the scene
Use your phone to take photos of:
- Vehicle damage and the scene of the accident
- Road conditions, traffic signs, and skid marks
- Any visible injuries
File a police report
A police report serves as crucial evidence for your insurance claim. Provide the officers with accurate information about how the accident happened but avoid admitting fault. Ask for the officers’ badge numbers and request a copy of the report.
Seeking Medical Treatment and Documenting Injuries
Get medical attention immediately
Even if your injuries seem minor, seek medical treatment as soon as possible. Some injuries, like whiplash or internal bleeding, may not show symptoms right away. A medical report will also help support your injury claim.
Keep records of medical expenses
Track all costs related to your injuries, including:
- Emergency room visits and follow-up appointments
- Physical therapy and rehabilitation
- Prescription medications
- Medical devices or ongoing treatment
Dealing With Insurance Companies
Notify your insurance company
Contact your auto insurance company to report the accident. Provide basic details but avoid making recorded statements until you have spoken with an attorney.
Understand the insurance claims process
Your insurer will assign an insurance adjuster to investigate your claim and assess repair costs, medical expenses, and legal liability. The claims process can take time, especially if you are negotiating for fair compensation.
File a claim for property damage and medical expenses
If your vehicle is a total loss, your insurance provider will determine the actual cash value and pay for repairs or replacement. If the at-fault driver’s insurance company refuses to pay, you may need legal representation to recover damages.
When to Contact an Attorney
A car accident attorney can help protect your best interests, especially if you are dealing with serious injuries, denied claims, or a low settlement offer. An attorney can assist with:
- Filing a personal injury lawsuit if needed
- Negotiating with insurance companies
- Recovering lost wages and medical expenses
Contact an Experienced Attorney Today
If you were injured in a car accident, do not wait to take legal action. Call Rozas Injury Law, LLC at (225) 343-0010 to schedule a free consultation and discuss your case.
FAQ
What should I do if the other driver’s insurance company contacts me?
Do not provide a recorded statement or accept any settlement offers without consulting an attorney.
Can I file a claim for minor injuries?
Yes, even minor injuries can lead to unexpected medical bills and lost wages. You have the right to seek compensation.
How long do I have to file a claim?
Louisiana law typically requires filing a personal injury claim within one year of the accident.
What if my insurance company denies my claim?
A car accident attorney can help challenge the denial and negotiate for fair compensation.
What damages can I recover after a car accident?
You may be entitled to compensation for medical expenses, lost wages, property damage, and pain and suffering.
