If you’ve been involved in a car accident, you may be wondering whether you’ll need to go to court to resolve your car accident case. The short answer is that most car accident cases are settled outside of court, but some circumstances may require litigation.
This article will explain when you might need to go to court for a car accident, the legal process, and how an experienced car accident attorney can help you pursue a fair settlement.

Do Most Car Accident Cases Go to Court?
The vast majority of car accident cases do not go to court. Instead, they are resolved through settlement agreements between the parties involved and the insurance company. In these cases, the injured party negotiates a fair settlement for medical expenses, lost wages, property damage, and other losses.
When a Car Accident Case Can Be Settled Out of Court
An out of court settlement is common when:
- The at fault party accepts responsibility.
- The insurance company offers a reasonable settlement offer.
- There is clear evidence (such as police reports, medical records, and witness statements) supporting your claim.
- Both sides want to avoid the cost and time of court proceedings.
However, not all cases settle easily, and in some situations, going to court may be necessary.
When You Might Have to Go to Court for a Car Accident
While most car accident cases are settled, you may need to file a personal injury lawsuit if:
1. The Insurance Company Denies Your Claim
If the insurance company refuses to cover your medical expenses, property damage, or other losses, you may need to take legal action to seek compensation.
2. The Settlement Offer is Too Low
Some insurers offer unfairly low settlements, hoping that victims will accept them to avoid a drawn-out legal process. If your settlement offer does not cover your injuries, medical bills, and lost wages, a lawsuit may be necessary to secure fair compensation.
3. Liability is Disputed
If the at fault driver or their insurance company denies responsibility for the accident, you may need to go to court to prove fault. This can happen when there are conflicting witness statements, lack of evidence, or disputes over traffic laws (such as running a red light).
4. The Other Driver Files a Lawsuit Against You
If the other driver believes you caused the crash, they may file a lawsuit against you. In this case, you may need to defend yourself in court proceedings.
5. You Are Seeking Punitive or Non-Economic Damages
If the accident was caused by reckless or intentional behavior (such as drunk driving), you may seek punitive damages. Additionally, if you are claiming emotional distress or non-economic damages, these often require litigation.

What Happens If Your Car Accident Case Goes to Court?
If your car accident claim cannot be resolved through negotiation, your attorney may recommend filing a personal injury lawsuit. Here’s what to expect:
1. Filing a Lawsuit
Your personal injury attorney will file a lawsuit against the at fault driver and their insurance company. This officially starts the legal process.
2. Gathering Evidence
Both sides will gather evidence to support their claims. This can include police reports, medical records, witness statements, and expert testimony from accident reconstruction specialists.
3. Negotiations and Mediation
Even after a lawsuit is filed, most car accident cases settle before trial. Your car accident lawyer will continue negotiating with the insurance company in hopes of reaching a fair settlement. Mediation may also be an option to resolve the dispute without going to court.
4. Trial
If no settlement is reached, the case will go to trial. During trial, both sides present their evidence, and a judge or jury decides the outcome. Trials can be lengthy and costly, but in some cases, they are necessary to secure the compensation you deserve.
How a Car Accident Attorney Can Help
An experienced car accident lawyer can help you navigate the legal process and decide the best course of action for your case. They will:
- Gather evidence to strengthen your claim
- Negotiate with the insurance company for fair compensation
- Represent you in court if necessary
- Ensure you meet all legal deadlines for filing a personal injury lawsuit
Hiring an attorney can increase your chances of reaching a fair settlement without having to go to court.
Contact an Experienced Car Accident Attorney Today
If you were injured in a car accident and are unsure whether you need to go to court, the team at Rozas Injury Law, LLC can help. Our experienced car accident lawyers will review your case, explain your legal options, and fight for the compensation you deserve.
Call (225) 343-0010 today for a free consultation. Let us help you get the fair settlement you deserve.
FAQs
1. What percentage of car accident cases go to court?
Most car accident cases are settled out of court. Only a small percentage, typically less than 5%, proceed to trial.
2. How long does a car accident lawsuit take?
The time frame varies depending on the complexity of the case. Some lawsuits settle within months, while others may take over a year.
3. Do I need a lawyer to settle a car accident claim?
While you can settle a claim without an attorney, having legal representation can improve your chances of receiving fair compensation.
4. What happens if I lose a car accident lawsuit?
If you lose, you may not receive any compensation, and you could be responsible for court costs. However, an experienced attorney can help build a strong case.
5. Can I settle a car accident case after filing a lawsuit?
Yes, settlements can occur at any stage of the legal process, even after a lawsuit has been filed.