Being involved in a car accident is stressful enough, but when the at-fault driver is uninsured or underinsured, the situation becomes even more complicated. Many accident victims are left wondering how they will pay for medical bills, vehicle repairs, and other accident-related costs. If you were in a Baton Rouge car accident with an uninsured driver, you may still have options to recover compensation through uninsured motorist coverage or other legal avenues.
At Rozas Injury Law, LLC, our experienced car accident lawyers are dedicated to helping victims of uninsured and underinsured motorist accidents. We understand the complexities of dealing with an insurance company after a crash, and we will fight to ensure you receive the compensation you deserve.
Under Louisiana law, all drivers are required to carry minimum liability coverage to cover damages in the event of an accident. However, not all drivers comply with this requirement. Some only carry minimum liability coverage required by law, which may not be enough to cover your damages, while others drive without any car insurance at all.
If the other driver’s insurance company is nonexistent or unable to cover your expenses, you may be able to file a claim under your own uninsured motorist coverage or underinsured motorist coverage. This part of your auto insurance policy is designed to protect you in these situations.
If you are involved in a car wreck with an uninsured driver, taking the right steps can help protect your rights:
Without proper insurance coverage, the process of obtaining compensation becomes more challenging, but an accident lawyer can help you navigate the legal process.
Victims of serious accidents with uninsured or underinsured drivers often suffer financial and physical hardships. Our Baton Rouge law firm can help you seek compensation for:
If an insurance company denies your claim, our personal injury lawyers will fight for your right to financial compensation.
Navigating a car accident case involving an uninsured or underinsured driver can be frustrating, especially when dealing with an insurance adjuster or your own insurance company. Our experienced attorneys will:
Most car accident cases settle outside of court, but when legal action is needed, our team will be prepared to fight for you.
Learn more about your options after an uninsured driver accident by speaking with a Baton Rouge Uninsured Driver Car Accident Lawyer. Call Rozas Injury Law, LLC at 225-343-0010 to schedule your free consultation. You can also reach us anytime through our contact page. Let us help you take the first step toward justice and peace of mind.
Uninsured motorist coverage is part of an auto insurance policy that protects you if you are hit by a driver without liability insurance. While it is not mandatory in Louisiana, it can help cover medical bills, lost wages, and property damage if the at-fault driver is uninsured.
If the other driver is uninsured, you may be able to file a claim under your uninsured motorist or underinsured motorist coverage. If you do not have this coverage, pursuing legal action against the negligent driver may be an option.
Yes, Louisiana follows a comparative fault system, meaning you can still recover damages even if you were partially responsible. However, your compensation will be reduced based on your percentage of fault.
If your insurance company denies your claim, a car accident attorney can help challenge the decision and fight for the compensation you deserve.
Under Louisiana law, you typically have one year from the date of the accident to file a claim. Acting quickly ensures the best chance of obtaining fair compensation.
